Welcome to MAT's Information Hub. The hub provides access to a range of information for people with an interest in money advice, credit, debt and debt remedies and recovery. Read more ...

Welcome to the MAT Information Hub


Drop in real wages longest for 50 years

03 February 2014

Real wages have been falling since 2010 according to the Office for National Statistics (ONS). This fall of 2.2% annually over the last 4 years represents the longest period of falls since at least 1964.

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Bank of England urged to let wages catch up before raising interest rates

21 January 2014

Interest rates should be kept on hold until squeezed real-term wages finally begin to grow to avoid choking off the fragile recovery, according to a leading economic forecasting group.

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One in five 'borrow money to pay rent or mortgage'

15 January 2014

Shelter research shows how more people are using loans, overdrafts, credit cards or someone they know to meet their rent or mortgage payments.

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This section of the site includes information on the provision of money and debt advice. It provides a number of information resources that relate to the provision of money and debt advice and information on those providing advice, those people accessing advice, the cost of delivering advice and the outcomes and impact of advice.

Guidance and regulations | Need & demand for money advice | Outcomes & impact of money advice | Profiles of money advice clients | Profiles of the money advice workforce | Supply of money advice | The cost of money advice



This section of the site provides information on the availability of credit in the UK. It includes information on the current levels of credit available and being used in relation to a number of potential types of credit including credit cards, charge cards, loans, mortgages etc and to the suppliers of credit including banks, building societies and other lenders.

Levels of credit | Overview of credit | Sources of credit




This section of the site provides a wide-range of information dealing with a range of issues about debt. It includes information resources on issues such as the causes of debt, the impact of debt, different types of debt and information about people in debt.

Causes of debt | Credit debt | Demographic profiles of people in debt | Housing debt | Impact of debt | Overview of debt | Socio-economic profiles of people in debt | Statutory debt | Tax debt | Utilities & telephony debt


Debt remedies and recovery

This section of the site deals specifically with debt remedies and debt recovery. It provides a range of information resources on the ways both creditors and debtors can resolve outstanding debt issues including bankruptcy, Individual Voluntary Arrangements, imprisonment and removal of goods.

Debt recovery | Debt Remedies