Bank of England
The Bank of England is the central bank of the United Kingdom. It sets interest rates to keep inflation low, issues banknotes and works to maintain a stable financial system.
More information is available on the Bank of England website.
Date: December 2005
This paper uses evidence from the British Household Panel Survey (BHPS) to examine how attitudes towards unsecured debt are related to household finances and other characteristics. It looks at the main factors causing debt, financial stress and the rise in debt amongst young people.
Date: April 2006
An article from the Bank of England’s Quarterly Bulletin from Spring 2006 that summarises key results from the latest survey carried out for the Bank by NMG Research about the state of household finances.
Date: September 2007
Report from the bank of England's Quarterly Bulletin from September 2007 on the Credit Conditions Survey that looks at secured and unsecured lending to households and small businesses and corporate lending from banks, building societies and other specialist lenders.
Date: October 2009
Lending to individuals consists of sterling lending secured on dwellings (i.e. mortgages) and sterling consumer credit to UK-resident individuals, as well as all sterling lending to housing associations. In addition to data collected on the value of loans secured on residential property, this data set also includes information on the number and value of approvals for lending secured on dwellings, which are broken down by purpose of the approvals (i.e. for house purchase, remortgaging and other purposes). The consumer credit component is broken down into credit card and ‘other’ lending (covering overdrafts and other loans/advances).
Date: November 2009
Lending to individuals consists of sterling lending secured on dwellings (i.e. mortgages) and sterling consumer credit to UK-resident individuals, as well as all sterling lending to housing associations. In addition to data collected on the value of loans secured on residential property, this data set also includes information on the number and value of approvals for lending secured on dwellings, which are broken down by purpose of the approvals (i.e. for house purchase, remortgaging and other purposes). The consumer credit component is broken down into credit card and ‘other’ lending (covering overdrafts and other loans/advances).
Date: June 2009
Lending to individuals consists of sterling lending secured on dwellings (i.e. mortgages) and sterling consumer credit to UK-resident individuals, as well as all sterling lending to housing associations. In addition to data collected on the value of loans secured on residential property, this data set also includes information on the number and value of approvals for lending secured on dwellings, which are broken down by purpose of the approvals (i.e. for house purchase, remortgaging and other purposes). The consumer credit component is broken down into credit card and ‘other’ lending (covering overdrafts and other loans/advances).
Date: March 2009
Lending to individuals consists of sterling lending secured on dwellings (i.e. mortgages) and sterling consumer credit to UK-resident individuals, as well as all sterling lending to housing associations. In addition to data collected on the value of loans secured on residential property, this data set also includes information on the number and value of approvals for lending secured on dwellings, which are broken down by purpose of the approvals (i.e. for house purchase, remortgaging and other purposes). The consumer credit component is broken down into credit card and ‘other’ lending (covering overdrafts and other loans/advances).
Date: August 2009
Lending to individuals consists of sterling lending secured on dwellings (i.e. mortgages) and sterling consumer credit to UK-resident individuals, as well as all sterling lending to housing associations. In addition to data collected on the value of loans secured on residential property, this data set also includes information on the number and value of approvals for lending secured on dwellings, which are broken down by purpose of the approvals (i.e. for house purchase, remortgaging and other purposes). The consumer credit component is broken down into credit card and ‘other’ lending (covering overdrafts and other loans/advances).
Date: March 2010
Lending to individuals consists of sterling lending secured on dwellings (i.e. mortgages) and sterling consumer credit to UK-resident individuals, as well as all sterling lending to housing associations. In addition to data collected on the value of loans secured on residential property, this data set also includes information on the number and value of approvals for lending secured on dwellings, which are broken down by purpose of the approvals (i.e. for house purchase, remortgaging and other purposes). The consumer credit component is broken down into credit card and ‘other’ lending (covering overdrafts and other loans/advances).
Date: March 2010
Lending to individuals consists of sterling lending secured on dwellings (i.e. mortgages) and sterling consumer credit to UK-resident individuals, as well as all sterling lending to housing associations. In addition to data collected on the value of loans secured on residential property, this data set also includes information on the number and value of approvals for lending secured on dwellings, which are broken down by purpose of the approvals (i.e. for house purchase, remortgaging and other purposes). The consumer credit component is broken down into credit card and ‘other’ lending (covering overdrafts and other loans/advances).